Table Banking is a transformative group funding strategy where members save, borrow, invest, and repay directly from their pooled savings. At monthly meetings, women place their savings, loan repayments, and interest “on the table,” creating an immediate and transparent system of financial empowerment.
This model ensures:
- Immediate access to loans for short- or long-term needs
- Additional contributions through welfare, fines, and penalties that strengthen group resilience
- Trust, security, and consistency within every group