SPREADING THE JOY

Joyful Women is an organization that promotes women economic empowerment and financial inclusion through the unique model of Table Banking—bringing women groups and chamas together to pool resources, support one another, and build a stronger financial future.

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SPREADING THE JOY

Joyful Women is an organization that promotes women economic empowerment and financial inclusion, through the unique model of Table Banking. Our table banking convenes communities of women by pooling their resources to improve livelihoods.

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What Is Table Banking?

Table Banking is a transformative group funding strategy where members save, borrow, invest, and repay directly from their pooled savings. At monthly meetings, women place their savings, loan repayments, and interest “on the table,” creating an immediate and transparent system of financial empowerment.
This model ensures:

  • Immediate access to loans for short- or long-term needs 
  • Additional contributions through welfare, fines, and penalties that strengthen group resilience 
  • Trust, security, and consistency within every group 
Members Impacted
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Women Groups Impacted
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Total Revolving Fund (Ksh)
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Our Stories

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Joyful Women Organization

P.O Box 27506-00506
Tourism Fund
Valley Road, Nairobi
Tel: +254-710-826959
Email: [email protected]
Website: www.joywo.org